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Technical Debt Cost Calculator — Productivity Drag & ROI of Refactoring

Calculate the true cost of technical debt on your engineering team. Estimate productivity drag, bug frequency cost, and the ROI of paying down tech debt.

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Calculate the true cost of technical debt on your engineering team. Estimate productivity drag, bug frequency cost, and the ROI of paying down tech debt.

Practical example: 5 engineers, $160K/yr, 35% tech debt drag, 10hrs/wk bugs. For a early-stage startup codebase scenario, enter the values that match your situation to get an instant cost estimate.

What is technical debt and how does it accumulate? Technical debt is the implied cost of additional rework caused by choosing quick solutions now instead of better, more time-intensive approaches. It accumulates through: rushed feature development (cutting corners), changing requirements making old code obsolete, lack of refactoring, poor test coverage, outdated dependencies. McKinsey estimates companies allocate 10-20% of new features budget to addressing tech debt, but many undercount by 50%.

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